Fraternal Benefit Society | Member Owned | Western Fraternal Life

Life Insurance

Western Fraternal Life offers products for every stage of your life. Learn More


To achieve a secure retirement, more and more retirees are including an individual income annuity in their plans. Learn More

Member Benefits

Unlike other insurance companies, Western gives back to our members, not to shareholders. Learn More

Become a Member

Join the more than 35,000 members who enjoy our unique member benefits as well as our excellent financial products. Learn More

Recent News

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Who We Are

Learn more about Western Fraternal Life, our leadership, and our financial strength. Learn More


Our heritage of giving back spans decades, starting with Czech and Slovak immigrants who joined for support. Western Fraternal Life has offered member benefits and financial security exclusively to our membership since 1897. As a member-owned fraternal benefit society, our profits go back to our members and their communities not shareholders. Our unique volunteer network unites members through Western-supported volunteer initiatives. Join us today and become a Western member.

1900 First Avenue NE, Cedar Rapids, Iowa 52402
Call us at 1-877-935-2467 or 319-363-2653

Open Monday - Thursday 7:45 a.m.- 4:30 p.m., Friday 7:45 a.m. -1:15 p.m.

Licensed in CA, CO, IL, IA, KS, LA, MI, MN, NE, ND, OH, OK, OR, SD, TX, WA, and WI

My family is 100% Western Fraternal Life! I grew up just one mile from Saline Center ZCBJ No. 389, and each member there is practically family. I became involved at a young age with community projects and lodge activities. We recently started a YELL! Group, and I’ve really enjoyed being involved with that group.

Hannah Horak, member

"I feel compelled to express my thanks for the impact Western has made on my life. Not only was I graciously given the opportunity to earn scholarships to aid my post-high school education, but I was given the opportunity to get involved in the community with some of the most kind-hearted and fun people I have ever met."

Mitch Van Dyke, Scholarship Recipient

“Western Fraternal Life has been in existence for over a century and has wonderful insurance products to offer our members. I am very proud to represent such an incredible organization with strong family values. It’s a privilege to share our wonderful organization with so many families.”

Louie Caballero, Agent

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