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A Vision for the Future

Curt Macklin and his wife May are in their 40’s and have three kids who keep them very busy. It seems like they are always in the car chauffeuring them from one place to another, but Curt and May wouldn’t trade it for the world. And because he loves his f…
#sidebar-archives h3{display:none;} Curt Macklin and his wife May are in their 40’s and have three kids who keep them very busy. It seems like they are always in the car… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2020/03/vision-future/

Learn about Western's Funeral Expense Trust

Western Fraternal Life offers a Funeral Expense Trust which allows members to set funds aside for their final expenses. There are many advantages to choosing to invest in the WLFA Funeral Expense Trust. This article will answer some of the questions we ty…
#sidebar-archives h3{display:none;} Western Fraternal Life offers the WFLA Funeral Expense Trust which allows members to set funds aside for their final expenses. There are… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2020/01/learn-about-westerns-funeral-expense-trust/

Should You Renew Term Policies or Convert?

Most term (or temporary) life insurance is convertible. That means you can make the coverage last your entire life by converting some or all of it to a permanent policy, such as whole life insurance.
#sidebar-archives h3{display:none;} Most term (or temporary) life insurance is convertible. That means you can make the coverage last your entire life by converting some or… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2019/12/should-you-renew-term-policies-or-convert/

Donate to Charity While Purchasing Life Insurance

For less than $45 per month, Andy and Stacie each receive coverage for their mortgage for 30 years, and each plan to donate $10,000 to their favorite charity if they pass away. Andy and Stacie are thrilled to be able to take care of each other and provide…
#sidebar-archives h3{display:none;} Andy and Stacie just purchased their dream house and are excited to get moved and start the family they have been talking about. Stacie… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2019/10/donate-charity-while-purchasing-life-insurance/

Western Fraternal Life Offers New Charitable Giving Feature on Term Life

Western Fraternal Life offers another member benefit with our new Legacy Benefit Rider*.
#sidebar-archives h3{display:none;} Western Fraternal Life offers another member benefit with our new Legacy Benefit Rider*. The Legacy Benefit Rider is included (at no… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2019/08/western-fraternal-life-offers-new-charitable-giving-feature-term-life/

Chich Family: Its About Family

The Chich Family shares how life insurance helped them carry on after wife and mother Jenny passed away. Her husband Jim was able to take a yearlong leave of absence from his job to care for newborn Emma and the boys, under age 6.
#sidebar-archives h3{display:none;} The Chich Family shares how life insurance helped them carry on after wife and mother Jenny passed away. Her husband Jim was able to take… http://www.wflains.org/about-western/blog/2018/12/chich-family-its-about-family/

Value of Life Insurance for Children

Life insurance on children is a topic that gets many mixed opinions and a variety of different viewpoints. There are those who believe insurance for children is a waste and others that see it as important and beneficial. I am one who sees the importance, …
#sidebar-archives h3{display:none;} Life insurance on children is a topic that gets many mixed opinions and a variety of different viewpoints. There are those who believe… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2018/10/value-life-insurance-children/

Koonsman Family: Facing the Unexpected

(Video) The Koonsman Family faces unexpected losses, and life insurance allows them to continue on and start a foundation in honor of their daughter.
#sidebar-archives h3{display:none;} The Koonsman Family faces unexpected losses, and life insurance allows them to continue on and start a foundation in honor of their… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2018/08/koonsman-family-facing-unexpected/

Why Life Insurance is Important for Children

Here are a few key reasons to purchase life insurance on your children.
#sidebar-archives h3{display:none;} As a life insurance salesperson, one of the hardest things I have to do is ask parents if they have life insurance on their children.… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2018/08/why-life-insurance-important-children/

Make Time to Review Your Policy

A review of your life insurance policy doesn't have to take a lot of time, there's no cost involved in having your policy looked at, and your family may end up very grateful that you did review it.
#sidebar-archives h3{display:none;} by Diane Rook-Johnson, FIC, CLU, CFP, LUTCF | Agent for Western Fraternal Life Most people spend more time planning their summer… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2018/07/make-time-review-your-policy/

Horsley Family Shares the Value of Life Insurance

The Horsleys loved running their bakery, and the ability it gave them to spend time with their boys. Life insurance made sure those dreams didn’t disappear when Sheri died at just 45 from breast cancer.
#sidebar-archives h3{display:none;} The Horsleys loved running their bakery, and the ability it gave them to spend time with their boys. Life insurance made sure those… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2018/05/horsley-family-shares-value-life-insurance/

Understanding Final Expenses

When people think of final expense, they often think of funeral costs. However, there are other things that should be considered when thinking about final expenses. There could be medical expenses that need to be taken care of due to illness or a hospital…
#sidebar-archives h3{display:none;} When people think of final expense, they often think of funeral costs. However, there are other things that should be considered when… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2020/04/understanding-final-expenses/

Why Should You Work With an Agent Instead of Buying Life Insurance Online?

Here are a few reasons to consider working with an agent:
#sidebar-archives h3{display:none;} You can buy life insurance online. The question is, should you? Working as an agent for 14 years before coming to Western two years ago, I… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2018/03/why-should-you-work-agent-instead-buying-life-insurance-online/

Do You Need Life Insurance When You Retire?

If you are like a lot of people you might be thinking once you retire, you don’t need life insurance, right? Not so fast!
#sidebar-archives h3{display:none;} If you are like a lot of people you might be thinking once you retire, you don’t need life insurance, right? Not so fast! The… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2018/02/do-you-need-life-insurance-when-you-retire/

Charitable Giving With Life Insurance

If philanthropy is one of your goals, donating a life insurance policy to charity could be the strategy for you. Using life insurance to make a charitable gift may allow you to make a larger gift and can provide tax benefits at the same time.
#sidebar-archives h3{display:none;} If philanthropy is one of your goals, donating a life insurance policy to charity could be the strategy for you. Using life insurance to… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2017/12/charitable-giving-life-insurance/

Seven Questions or Less: An Easier Way to Buy Whole Life Insurance

Western understands that there are people interested in getting valuable life insurance coverage with minimal qualifying requirements. We have two options for those who want whole life insurance without needing a medical exam or lab tests. Simplified Issu…
#sidebar-archives h3{display:none;} Western understands that there are people interested in getting valuable life insurance coverage with minimal qualifying requirements.… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2017/11/seven-questions-or-less-easier-way-buy-whole-life-insurance/

Do You Really Need Life Insurance?

More than one out of three people who say that they need life insurance have not purchased coverage.* Are you one of them? Or maybe you purchased a policy, but you haven’t checked to make sure it is going to cover your needs. Whatever your personal situat…
#sidebar-archives h3{display:none;} by Martin Menke | Product Sales & Conservation Consultant More than one out of three people who say that they need life insurance… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2017/09/do-you-really-need-life-insurance/

Gift a Child's Future: Consider A Children's Whole Life Policy

Here are some benefits of purchasing a whole life plan from Western for your child or grandchild:
#sidebar-archives h3{display:none;} A new video game system costs around $250, and that's just the basics. It might entertain young Jane or Joe for a few years, but then,… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2017/07/gift-childs-future-consider-childrens-whole-life-policy/

Review Your Life Insurance Policy

As a life insurance agent, I’m not only interested in meeting new people and helping with their needs, but also in making sure that my clients review their policies as their needs change over time. Most people are good at getting started but fail to mak…
#sidebar-archives h3{display:none;} by Michael Brown, FICF As a life insurance agent, I’m not only interested in meeting new people and helping with their needs, but… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2017/08/5-times-you-should-review-your-life-insurance-coverage/

Choosing Western Fraternal Life Over the Competition

One hundred and twenty years ago, Western Fraternal Life sprang to life as a result of Czechoslovakian immigrants desiring to share financial security and common ancestry bonds. Today, there are a lot of different life insurance providers, and not everyon…
#sidebar-archives h3{display:none;} by Kenneth Cafourek, LUTCF | Agent for Western Fraternal Life One hundred and twenty years ago, Western Fraternal Life sprang to life… http://www.wflains.org/life-insurance/life-insurance-topics-and-faq/2017/06/choosing-western-fraternal-life-over-competition/

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Call 877-935-2467 to speak with a Western Fraternal Life Representative.