Children's Plans | Western Fraternal Life

Children's Plans

By beginning life insurance programs for your children and grandchildren now, you can provide them with a benefit that will continue to grow as they do. Life insurance helps build a foundation for a strong financial future. Begin a life insurance program for your children or grandchildren today!

If you have considered purchasing life insurance for your children but are not sure about the right type of plan, consider these options:

Permanent Plans

Provides lifetime coverage, builds cash values, and the premiums are guaranteed not to increase.**

As a parent or grandparent, you can ensure that your loved ones will be provided with insurance benefits that can help them later in life. Rates are locked in at a younger age, cash values grow, and future insurability is protected.**

Permanent Plan Options:

Whole Life

  $10,000*  $20,000*
Female, Age 0 $8.15 $12.18
Male, Age 0 $8.71 $13.30
     
Female, Age 15 $10.03 $15.93
Male, Age 15 $11.04

$17.96

20 Pay Whole Life

  $10,000* $20,000*
Female, Age 0 $9.05 $13.97
Male, Age 0 $9.73 $15.33
     
Female, Age 15 $11.92 $19.71
Male, Age 15 $13.16

$22.19

10 Pay Whole Life

  $10,000* $20,000
Female, Age 0 $12.13 $20.12
Male, Age 0 $13.41 $22.69
     
Female, Age 15 $17.02 $29.91
Male, Age 15 $19.06 $33.99

*monthly premiums

Single Premium Whole Life

  $10,000 $20,000
Female, Age 0 $949.00 $1,850.00
Male, Age 0 $1,054.50 $2,061.00
     
Female, Age 15 $1,392.30 $2,736.60
Male, Age 15 $1,557.90 $3,067.80

Term Plans

Single Premium Term to Age 25

Age Female $10,000 Female $20,000 Male $10,000 Male $20,000
0 $210 $386 $264 $495
1 $196 $358 $245 $456
2 $193 $352 $242 $451
3 $190 $346 $240 $446
4 $187 $341 $238 $442
5 $185 $336 $236 $438
6 $182 $331 $234 $435
7 $180 $326 $233 $434
8 $177 $322 $233 $433
9 $175 $317 $233 $433
10 $173 $312 $233 $433
11 $170 $308 $233 $432
12 $168 $302 $232 $431
13 $164 $296 $230 $427
14 $161 $288 $226 $419
15 $156 $278 $220 $407
16 $151 $268 $212 $390
17 $144 $255 $201 $369
18 $137 $241 $189 $344

Give the child in your life the gift that gives them security for the future.

Contact an agent to get started.

** Dividends are not guaranteed. 

All rates are subject to underwriting and are based on standard rates.

Contact an agent today. E-mail info@wflains.org or call (877) 935-2467.

Licensed in CA, CO, IL, IA, KS, LA, MI, MN, NE, ND, OH, OK, OR, SD, TX, WA, and WI