The loss of a loved one can be devastating enough without adding the burden of paying for the funeral and other final expenses. With a Western Fraternal Life Whole Life policy, you can have peace of mind that your loved ones will have the money needed at that difficult time.
This is a guaranteed level premium Whole Life policy with a graded death benefit. During the first two policy years, the benefit for death by non-accidental causes is a refund of all premiums paid plus 5% interest. Thereafter, the full benefit will be paid. For death due to accidental causes at any time, the full death benefit will be paid. Acceptance is based on very few yes/no health questions. No medical examination, lab test or doctor’s records are needed.
The average cost of a funeral, including a burial vault, was $8,508* in 2014. This cost does not include a cemetery plot, headstone or grave marker, travel costs, or other miscellaneous charges, such as flowers or an obituary. These additional expenses can often be $3,000 to $4,000 or more.
*Source National Funeral Home Directors Association
Estimate your expenses
|Casket or Urn|
|Plot or Crypt|
|Headstone or Grave Marker|
|Opening and Closing the Grave|
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