Western Fraternal Life :: Simplified Issue Whole Life

Simplified Issue Whole Life

We make it simple to purchase valuable Whole Life insurance coverage. Acceptance is based on your answers to the yes/no health questions on the application. No medical examination, lab test, or doctor’s records are needed. This is a guaranteed level death benefit and level premium Whole Life policy. The full death benefit is available immediately.

Payment options that allow premiums to be paid:

  • One-time premium
  • 10-year payment plan
  • 20-year payment plan
  • Lifetime payment plan


  • Guaranteed level premiums for the life of the policy
  • Coverage that will remain in force as long as your premiums are paid on time
  • No medical exam to apply for coverage
  • Underwriting is limited to yes/no questions
  • You can pay EFT monthly, quarterly, semi-annually, or annually
  • Offers coverage for your entire life, up to age 121
  • Policy builds cash values that can be used for down payment on a house, tuition, and emergencies
  • Often used to cover final expenses, such as funeral costs, medical bills, and debt
  • Available in face amounts of $5,000 to $24,999

Contact an agent today. E-mail info@wflains.org or call (877) 935-2467.

Licensed in CA, CO, IL, IA, KS, LA, MI, MN, NE, ND, OH, OK, OR, SD, TX, WA, and WI