Charitable Giving With Life Insurance

If philanthropy is one of your goals, donating a life insurance policy to charity could be the strategy for you. Using life insurance to make a charitable gift may allow you to make a larger gift and can provide tax benefits at the same time.

Seven Questions or Less: An Easier Way to Buy Whole Life Insurance

Western understands that there are people interested in getting valuable life insurance coverage with minimal qualifying requirements. We have two options for those who want whole life insurance without needing a medical exam or lab tests. Simplified Issue Whole Life and Graded Benefit Whole Life are both plans which only require yes/no answers to a minimal amount of questions.

Do You Really Need Life Insurance?

More than one out of three people who say that they need life insurance have not purchased coverage.* Are you one of them? Or maybe you purchased a policy, but you haven’t checked to make sure it is going to cover your needs. Whatever your personal situation, this September, Life Insurance Awareness Month, offers the perfect opportunity to review common life stage needs.

Introducing Western Fraternal Life’s new Product Sales and Conservation Consultant, Martin Menke

Review Your Life Insurance Policy

As a life insurance agent, I’m not only interested in meeting new people and helping with their needs, but also in making sure that my clients review their policies as their needs change over time. Most people are good at getting started but fail to make the time to review their policy with their agent. Life can change with a blink of an eye. It’s important you routinely talk with your agent about changes in your life so that your financial needs are taken care of. Most people will go through six stages in life and insurance needs change with each one.

Yost Supporting South Dakota

David can be contacted in South Dakota at (800) 349-3611 or e-mail at david@yostagency.com.

Kevin Simpson Promoted

I am pleased to announce the promotion of Kevin Simpson CLU, CRPC, CLTC to Vice President, Sales & Marketing.

Gift a Child's Future: Consider A Children's Whole Life Policy

Here are some benefits of purchasing a whole life plan from Western for your child or grandchild:

Choosing Western Fraternal Life Over the Competition

One hundred and twenty years ago, Western Fraternal Life sprang to life as a result of Czechoslovakian immigrants desiring to share financial security and common ancestry bonds. Today, there are a lot of different life insurance providers, and not everyone shares the roots that provided the initial foundation of fraternal societies like Western. With that being said, you may wonder why you should choose Western over those other companies. Here are some things to consider:

What is the Value of Life Insurance for Young Adults?

You’re a full-fledged adult now, fresh out of college with your first real job. As you settle in to this phase of your life, it can be easy to focus on your immediate needs. That's a large part of the reason that only half of millennials own life insurance.1 At Western, we understand your concerns. But, we also want to make sure you are educated about the value of purchasing life insurance at this stage of your life. In the following segments, we break down some common concerns.