Whole Life

WHOLE LIFE INSURANCE

Life-long protection that accumulates dividends. Payment options include single premium, lifetime, 10-year, or 20 year. Policy includes many additional coverage options (riders), dividend options*, and a loan option.

VISION WHOLE LIFE

Vision Whole Life insurance provides members with a combination of whole life and term life insurance for 10 or 20 years that will be paid up at the end of the term. Policy includes dividend options*, a loan option, and the term is convertible to whole life anytime within the original 10 or 20-year period.

LIFE PROTECTOR

Life Protector is Whole Life Insurance with guaranteed level life-time premiums and death benefits. Policy includes many additional coverage options (riders) and loan option.

SIMPLIFIED ISSUE WHOLE LIFE

Simplified Issue Whole Life offers acceptance based on answers to yes/no health questions. This is a guaranteed level death benefit and level premium policy. Payment options include lifetime, single premium, 10-year, or 20-year.

GRADED BENEFIT WHOLE LIFE

Graded Benefit Whole Life is whole life insurance where acceptance is based on answers to yes/no health questions. This is a guaranteed level death benefit and level premium policy. During the first two policy years, the benefit for death by non-accidental causes is a refund of premium paid plus 5% interest, thereafter, the full benefit will be paid. For death due to accidental causes at any time, the full death benefit will be paid.

Contact a Western Fraternal Life agent for the best Whole Life option for your needs.

All policies and benefits are subject to underwriting. Dividends are not guaranteed.